Insurance Agent Job Description
The job of an Insurance Agent is to find customers who are interested in buying insurance policies, such as health, property-liability and life insurance. These agents protect policyholders against possible financial losses, large medical bills, damages to property or theft, and other circumstances included in the insurance terms.
Education/Experience Requirements for the job of an Insurance Agent: A successful candidate must possess a high school diploma and a bachelor’s degree in accounting, economics, business, mathematics, or other similar fields. Licensure is required for agents to work in a particular state. Continuing education through conferences, courses and other means is beneficial and can increase the demand/salary of an agent.
Skills of an Insurance Agent include but are not limited to: Excellent public speaking skills, interpersonal skills, effective written and communication skills, organizational and time-management skills, problem-solving and analytical skills as well as advanced knowledge in computer programs, local and national insurance laws, business principles and different types of insurance policies.
Specific work elements of the job as an Insurance Agent include but are not limited to: Selling one or more types of insurance, attending meetings, calculating premiums and providing payment plans, explaining to policyholders everything there is to know about the policy, customizing insurance programs based on customer requirements, developing marketing strategies, inspecting properties, handling policy renewals and maintaining records of policyholders, among others.
