Credit Analyst Resume
Here’s a sample of what your Credit Analyst Resume should look like while applying for Credit Analyst Jobs.
2834 Monica Ct SW
Albany, NY 12201
(111)-123-1234
name@emailaddress.com
Summary :
A professional who undertakes risk assessment analysis of various types of lending proposals from the straightforward to the very complex; has worked previously with financial institution and banks; has a solid background in the analysis of financial information, such as statements, management accounts and cash flow records; has developed models of credit information to predict patterns and trends using specialist statistical software; has a proven record of assessing the credit worthiness of client companies; has stayed informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
Professional Experience:
NBO Credit Analyst January 2007 – Present
Aerotek Professional Services, Albany, NY
Responsibilities
Assisted in the preparation of simple and/or routine credit requests/reviews and financial reports.
Communicated with credit applicants when necessary to develop information concerning their business requirements.
Supported the unit’s objective through effective credit analysis of applications for credit approval.
Credit Balance Analyst May 2004 - December 2006
Huntington Bancshares, Albany, NY
Responsibilities
Reviewed and interpreted insurance contracts and/or explanation of benefits to ensure system adjustments are correct before the processing refunds.
Produced and reviewed the Credit Balance report quarterly and obtain appropriate submission and sign off forms.
Prepared processes of credit balance report on a regular basis and work accounts off of this report.
Ensured that issues are escalated properly to appropriate internal departments and established accurate and thorough documentation on all systems, reports, and analytical processes.
Performed ongoing monitoring of specified accounts and portfolio in accordance with approval policies and regulations.
Translated complex quantitative information into presentations that are easily understood by general management and top executives.
MRM Credit Underwriting Analyst February 1999 - May 2004
First Midwest Bank Albany, NY
Responsibilities
Conducted full credit underwriting including assessment of merchant risk including PayPal.
Organized and updated Federal and State Regulatory Compliance, Credit Card Compliance, Legal, Fraud and Credit Risks for knowledge update.
Underwrite companies on a timely basis and made detailed recommendations to management about cross-functional Risk Management organization and Merchant Services business units.
Interpreted and analyzed financial statements, business credit bureau reports, merchant processing statements and business history of various clients.
Calculated reserve/collateral requirements based on credit exposure and financial standing.
Communicated indirectly with a wide range of team in different regions, merchants and vendors during credit underwriting.
Education:
Masters Degree in Business Administration
Rockefeller University, NY, 1999
Bachelors Degree in Accounting
Rockefeller University, NY, 1997
Skills :
Ability to approach problems in a quantitative and qualitative manner
Excellent internal/external communication skills
Strong negotiating, influencing, analytical and facilitation skills
Ability to manage multiple projects simultaneously in a fast-paced and dynamic environment
Strong interpersonal skills with a focus on teamwork and ability to foster/manage relationships across multiple departments
Extremely proactive with a strong bias for action; well-developed sense of urgency and follow through
Ability to learn and adapt to new software technologies, maintain confidential information
Awards and Affiliations:
Certified Public Accountants Associates International, Member
Professional Accounting Association, Member
