Credit Specialist Resume
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4809 Poplar Lane
Miami, FL 33131
(111)-858-9625
k.alfred@emailaddress.com
Job Objective: Seeking a position as Credit Specialist in which my abilities and experience can aid in the growth of the company.
Summary of Qualifications:
Remarkable experience in Credit, Collections and Customer Relations
Outstanding knowledge of loan documentation, policy and regulations, and grading process
In-depth knowledge of credit administration, policy and procedures
Proficient in MS Office Suite (word, excel, outlook)
Ability to calculate discounts and percentages
Ability to maintain complete and accurate records of all Credit activities
Remarkable ability to gather financial information and write up a quarterly risk assessment
Excellent written and verbal communication skills
Sound judgment and decision-making skills
Strong analytical skills and data input skills
Work Experience:
Credit Specialist, May 2006 - Present
Paychex, Miami, FL
Conducted due diligence on new CORE clients as part of the branch escalation program.
Performed credit reviews for incoming clients utilizing credit resources including credit reports, public record reports and additional resources.
Established, managed and maintained positive and professional relationships with internal and external clients and business partners.
Researched and resolved product and service issues from the field and clients.
Developed enhancements to existing and new processes and made recommendations to management.
Credit Specialist, March 2003 - April 2006
Kforce Finance & Accounting Staffing, Miami, FL
Participated in product related projects and training sessions.
Developed appropriate credit approval documents for Relationship Managers and Credit Officers.
Managed work flow and timeliness with emphasis on prioritization of loan requests.
Maintained financial background information on current and prospective customers and spread financial statements.
Ensured Loan Policy exceptions are documented and discussed appropriately in credit approval documents
Education:
Bachelor's Degree in Finance, Accounting & Economics, Appalachian State University, Boone, NC
