Great Sample Resume
Home > Letters > Personal Letters > Apology Letter for Late Payment

Apology Letter for Late Payment

Both businesses and individuals can send an apology letter for late payment. If you miss a payment for services rendered, a loan, rent, utilities, or anything else, a letter can help to fix any ensuing problems. Although larger companies may not have the same opportunity to really appreciate a letter, smaller companies will definitely value the gesture, and it will help you to be able to continue your business together in a positive manner.

Format and Content

When you write your letter, you should always include a few important things in the content. You should express your sincerest apologies and take responsibility for your actions. Furthermore, you should discuss how much you appreciate doing business with the company. They will also appreciate knowing what you are doing to ensure you will not miss another payment in the future. The apology letter for late payment format should include the full address of both you and the company, along with the letter written in a formal manner.


When Mike was late on the payment for his new tractor, he wrote this apology letter for late payment to the company. He normally never missed a payment, but because he had written a check for maintenance in the same month, he thought he had already paid his bill. After explaining the situation through his letter to the company, they forgave him the late payment fee because he was such an outstanding borrower.

Dear Mr. Browning,

I would like to apologize for my late payment on my tractor this month. I have never missed a payment, and I am very sorry to have done so. My new tractor needed maintenance this month for the same amount of money as I typically pay for my monthly payment. When I went through my checkbook, I saw a check for the tractor and thought it was the monthly payment. I realize my mistake, and I am very sorry that it happened.

I hope that this mistake will not affect my credit and standing with your company. I have enclosed the payment with this letter. I am very happy with the tractor and the service you have provided, other than needing maintenance so soon. I hope that we can continue to work together in the future.

I hope that my late payment has not caused any difficulty for your company. I appreciate the business you do, and the personal service I always get from you. I am sorry if I have caused any problems for you or any of your employees. Please let me know if I can do anything else for you. I promise I will not miss any other payments in the future. I have changed my checkbook notes so that I will not make the same mistake in the future. Thank you for your time.


Mike White