Credit Risk Analyst Resume

Andrew Wagele

795 Hammond Dr NE, Apt 209

San Diego, CA 92101

(555)-555-5555

[email]

Job Objective To obtain a challenging Credit Risk Analyst position in a well reputed organization.

Highlights of Qualifications:

• Familiar with commercial and consumer loan process
• Financial analysis, knowledge of hedge fund operations and products
• A great deal of experience with respect to data analysis, advanced spreadsheet modeling and forecasting technique
• In-depth knowledge of finance, statistics, economics and consumer credit
• Proficient with SAS, Excel, Word, and PowerPoint
• Remarkable ability to data extraction and analysis skill sets
• Strong verbal and written communication skills
• Strong analytical and organizational skills
• Ability to interact effectively with all levels of bank staff including

senior management

Professional Experience:

Credit Risk Analyst, August 2005 – Present

HSBC, San Diego, CA

• Prepared, analyzed and distributed various monthly and quarterly Loan Portfolio Reports.
• Performed and conducted written analysis outlining key performance indicators and key risk indicators.
• Monitored and examined roll rate and performed related analysis.
• Performed and conducted supplemental commercial analysis.
• Determined and analyzed the Bank’s ability to absorb losses through its current and future capital cushion.
• Developed and implemented necessary exception reporting in support of Credit and the line in order to manage to better manage credit administration risk posed to the Bank.
• Worked effectively with Credit, the line, and Finance and ensured data integrity.
• Provided support in the design and implementation of ad hoc requests for Credit-Related Portfolio Data.

Credit Risk Analyst, May 2000 – July 2005

Pacific Life Insurance Company, San Diego, CA

• Performed and conducted independent research such as company background checks, comparative industry analysis, trending analysis and demographic data.
• Identified potential risk concerns within the Accounts Receivable portfolio and efficiently provided a risk assessment for the monthly Credit Watch report.
• Created, reviewed, and modified the Risk Assessment Criteria model predicated upon characteristic changes in the industry and the Accounts Receivable portfolio.
• Performed and conducted customer visitations to review credit documents.
• Prepared and developed the monthly Credit Watch Report for FIS.

Education

Bachelor’s Degree in Finance, Boston College, Chestnut Hill, MA

Master’s Degree in Finance, Arizona State University, Tempe, AZ